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Spanish car insurance is the solution to protect yourself from the costs on the repairing of your auto in case of damage or in case of theft. This is the assurance for reimbursement of costs even if you (accidentally, by inadvertence) were the culprit of your car damage.
Hull automobile insurance it is insurance against almost all risks related to its use. To begin with, car insurance is of two kinds:
1) Hull insurance is car insurance from damage and theft;
2) Partial hull insurance is car insurance only from damage.
Certificate of insurance provides insurance compensation in case there is damage to the vehicle in an accident and in the case of damage to the fallen objects, third person, animals, damage by fire etc. Hull car insurance in spain also ensures indemnity in case of car theft or theft of its individual components and spare parts included in the box and even additional equipment.
First the hull car insurance is just for vehicles. It won?t cover injury to life and health of the passengers.
Hull car insurance does not cover expenses on the car damage in the following cases:
1) If it is proved that the vehicle owner intentionally damaged his insured vehicle.
2) If the auto was out of whack within the exploitation.
3) If the auto owner was in the condition of alcohol or drug intoxication within the car exploitation or the car was driven by the person without having a driving license.
4) If the auto was used for some special purposes, for instance automotive competition, driving instruction etc.
There are several certain parameters which determine the price of the simple or expatriate insurance:
Firstly is taken into consideration car brand, year of its output and the engine capacity. Then there are considered age, driving experience and some other individual data about persons permitted to drive the car. After all is confirmed the presence or lack of the alarm system and its type. At the end there is stipulated the method of obtaining insurance reimbursement and some other additional details.
Car insurance Spain has many advantages and you will definitely be satisfied of our work and the result. Ensure your automobile and do not wait until something happens with your car! You would better insure you auto vehicle in advance and be calm if something unexpected happens to it!
For more information about car insurance spain visit our website: expatriate insurance
Source: http://iwebdeveloper.co.uk/2012/08/30/car-insurance-is-the-first-you-need-to-do-after-purchase/
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Marrying a keyboard and an LCD is not exactly revolutionary any more. Art Lebedev has been doing it since at least 2008. But those devices have always been aimed at power users and gamers, not your average Joe. Smarttype, from KeyView, doesn't display custom buttons for World of Warcraft of alter the fonts you see for languages that don't use the Latin alphabet. Instead, its primary purpose is to display exactly what you're typing. The screen along the top of the tiny deck allows users that aren't proficient touch typers to see what they're pecking out, without looking back and forth between the keyboard and their monitor. There are also a handful of apps that pop up notifications for email or display the current weather. The goal is to bring the interactive app revolution that has made our phones "smart" to the rather staid world of the keyboard. For now the Smarttype is only available in Israel, but the company is working on international availability. For more, check out the video after the break.
[Thanks, Ilya]
Filed under: Peripherals
Smarttype puts screen in your keyboard so you can see and type while you type and see originally appeared on Engadget on Thu, 30 Aug 2012 10:22:00 EDT. Please see our terms for use of feeds.
Permalink | | Email this | CommentsSource: http://www.engadget.com/2012/08/30/smarttype-puts-screen-in-your-keyboard/
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The construction industry is scrambling to find sustainable building materials for Asia?s booming cities, and companies are now competing for industrial waste to replace some of the natural resources they consume, say experts.
In Singapore, the lack of natural resources and growing demand for green buildings are driving the hunt for alternative building materials, and several concrete manufacturers have turned to a limited supply of recycled materials and industrial by-products.
One manufacturer that has done so is Holcim Singapore, a subsidiary of the Swiss-headquartered Holcim Group.
?We look for win-win solutions that offer immediate value and provide a commercial advantage,? said managing director Sujit Ghosh in an interview at the firm?s recently opened Centre of Excellence.
Holcim established the new centre with support from Singapore?s Economic Development Board. Its aim is to take products at the research and development stage and turn them into commercial products saleable in Asian market.
/>/>/>/> />Holcim is no stranger to using recycled materials in its products. In 2007, prompted by the sand crisis (see sidebar), Holcim started using waste collected from Singapore?s shipping industry in the making of its concrete. But first, it had to convince the regulator, Building and Construction Authority (BCA), that such material was safe enough to be allowed in building codes, noted Dr Ghosh.
The new concrete, called Holcim Green, was made from recycled granite from old buildings. Part of the sand needed in the process was also replaced with processed copper slag used by shipyards to clean ships.
Holcim obtained its copper slag by setting up a joint venture with local waste processing firm ecoWise in 2008, but the 400,000 tonnes that Singapore?s shipyards discard annually is only enough for about one month of the manufacturer?s concrete production.
The company produces about 1.5 million cubic metres of concrete each year, of which 5 to 10 per cent is certified green concrete.
Now that copper slag and other alternative materials - such as debris from building demolitions ? have been approved by building regulators, competition for those resources is increasing, said Dr Ghosh.
The firm is currently finalizing plans to use waste materials from Singapore?s waste incinerators, known as incinerator bottom ash.
This waste, of up to half a million tonnes each year, would otherwise end up in the Republic?s only landfill. Semakau Landfill is located off-shore and is currently under expansion so that it can continue to receive waste through at least 2045.
Home-grown Samwoh Group, which specializes in road building and also makes certified green ready-mixed concrete, is another manufacturer recycling waste back into building supplies.
The firm has two plants in Singapore that recycle asphalt and concrete from construction projects.? In 2010, it also built the Samwoh Eco-Green Building following a joint study with BCA and Singapore?s Nanyang Technological University to prove the safety of buildings using high percentages of recycled content. The building was the first in the region to use 100 per cent recycled ingredients for the concrete aggregate, which is the material added to cement and water to make the final product.
A shortage of waste
Holcim?s Dr Ghosh said that if there was an unlimited supply of recycled materials and by-products, the industry could easily replace half of the virgin materials it consumes without affecting the quality of the concrete. However, the available supply of copper slag, construction debris and incinerator bottom ash combined provides only a fraction ? about 10 per cent ? ?of the material Singapore?s building industry needs for concrete, he noted.
?Asia is not going to decrease its insatiable demand to build, so we need to figure out how we can do more with less,? said Dr Ghosh.
To reduce the demand for concrete from the construction industry, Holcim developed an eco-friendly high strength concrete that can decrease the amount of material needed for building projects by up to 50 per cent.
Two years ago, Holcim again worked with BCA to amend building codes that allow the use of high strength concrete, which was already used in Europe and Japan.
Since then, the firm has seen increased interest from builders that want to lower their carbon footprint and increase available floor area by using less bulky concrete structures, noted Dr Ghosh.
He predicted that over the next five years, the company?s high strength concrete could grow to 20 to 30 per cent of its overall production now that BCA is encouraging the use of such materials to reduce the carbon footprint of buildings.
While green concrete and green building designs are important to reducing the building industry?s environmental impacts, they are only part of the solution, he said.
The industry has done a good job focusing on design and energy efficiency, but has only just begun to map out the overall environmental impacts of the construction process, he explained.
He has seen some progress, including growing emphasis on productivity and sustainable materials, and better sorting of demolition debris. Three years ago, contractors sent stones from demolition sites to the landfill with the rest of the debris, but now they are all reused, he noted.
However, Dr Ghosh said building developers will need a bigger push, possibly in the form of a carbon price, to fully address the impacts of a project from start to finish.
Source: http://www.eco-business.com/features/sustainable-construction-waste-wanted/
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FILE - In this May 28, 2007 file photo, Yale University President Richard C. Levin waves as he arrives at his office on the Yale campus in New Haven, Conn. before the start of the university's commencement ceremonies. Levin, 65, announced Thursday, Aug., 30, 2012, that he will step down at the end of the academic year after 20 years at the Ivy League school. (AP Photo/Bob Child, File)
FILE - In this May 28, 2007 file photo, Yale University President Richard C. Levin waves as he arrives at his office on the Yale campus in New Haven, Conn. before the start of the university's commencement ceremonies. Levin, 65, announced Thursday, Aug., 30, 2012, that he will step down at the end of the academic year after 20 years at the Ivy League school. (AP Photo/Bob Child, File)
FILE - In this May 21, 2012 file photo, Yale University president Richard Levin, right, leads a procession during Yale's commencement exercises in New Haven, Conn. Levin, 65, announced Thursday, Aug. 30, 2012, that he will step down at the end of the academic year after 20 years at the Ivy League school. (AP Photo/Jessica Hill, File)
NEW HAVEN, Conn. (AP) ? Yale University President Richard C. Levin, who oversaw a big building and renovation program and an expansion in financial aid programs, announced Thursday he is stepping down at the end of the academic year after 20 years at the Ivy League school.
Levin, 65, has served longer than any other president currently in the Ivy League or the 61-member Association of American Universities. He plans to take a sabbatical and write a book.
He is credited with leading the school's largest building and renovation program since the 1930s, expanding Yale's financial aid programs and international activities, improving the university's historically difficult relationship with its unions and building partnerships with New Haven.
Yale's endowment went from $3.2 billion in 1993 when Levin was named president to $19.4 billion this year. Levin helped raise more than $7 billion during his tenure, Yale officials said.
Under Levin, the university secured long term contracts with unions. A homebuyers program started in 1994 offered financial incentives to Yale employees to buy homes in the city and more than 1,000 Yale faculty and staff have participated, Yale officials said.
Yale renovated all 12 of its residential colleges and has plans to build two more. About 70 percent of the space on campus has been partially or comprehensively renovated since 1993.
A planned joint campus with the National University of Singapore will open next year.
"Rick Levin is simply one of the world's great leaders," Yale trustee Indra Nooyi, chief executive of PepsiCo, said in a statement. "He has been transformational in envisioning how a university should be a leading citizen in its home community and he has boldly staked out how the leading universities should become global institutions. His example has been a guide for how universities around the world can have a much greater impact."
Yale Corp., the university's governing body, will conduct a search.
Levin wrote in a message to the Yale community that he was looking forward to a sabbatical, "when at last I will have the time to complete a book of reflections on higher education and economic policy."
Levin, who was born and raised in San Francisco, met his wife Jane at Yale. "From the day Jane and I entered graduate school in 1970, Yale has been our life," Levin wrote in his message.
He was an economics professor when he was tapped to become president in 1993. His wife is a senior lecturer.
The last Yale president to serve 20 years was Arthur Twining Hadley, who took office in 1899.
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This week marked the opening of Rice University?s Center for Written, Oral and Visual Communication (CWOVC), a key part of the new Program in Writing and Communications that the Faculty Senate approved last November. The bright, glassed-in center is located on the second-floor mezzanine of Fondren Library, and its writing and communication skill-enhancing services are now available to all Rice students, from freshmen to Ph.D. candidates, as well as postdocs and visiting scholars.
The goal of the center is to help make students? written, verbal and visual communications ? from simple papers to PowerPoint presentations to doctoral dissertations and conference proposals ? clear, well-structured and persuasive. All are critical skills in a world where the effective presentation of information and ideas matters. The plan approved by the Senate also revised the graduation requirements so that all first-year students must take a discipline-based writing-intensive seminar.
The center?s opening also marks a homecoming for new director Jennifer Shade Wilson, who graduated from Rice in 1993 with a bachelor?s degree in English.
Wilson is passionate about the center?s mission. ?We think of our services as a coaching or feedback session,? she said. ?We?re not a fix-it shop. We will talk about a particular text that a student brings in and about how he or she could better communicate ideas.?
Wilson served in Rice?s admissions office from 1995 to 2002 and rose to the position of associate director of admission. She earned her master?s degree in applied English linguistics at the University of Houston in 2004, after which she served as assistant director of the University of Houston Writing Center, where she supervised its English as a Second Language (ESL) writing and other programs. Recently, Wilson completed her doctorate in second language education at the University of Toronto, where she also worked as a teaching assistant and taught writing and speaking courses to international graduate students.
Wilson hasn?t had much time to process her feelings about her homecoming but said she is excited by the opportunity to lead the center. ?It?s really fulfilling professionally because, as a former student and based on my work at other centers, I know how much Rice students will be able to benefit from a program and center like ours,? she said.
In addition to individual sessions, the center plans to offer workshops on oral presentation and visual and multimedia communication technologies for undergraduates, graduate students and faculty.
The center?s staff includes program coordinator Shar?-Lin Anderson and associate directors Elizabeth Festa and Kyung-Hee Bae, who have broad experience in working with ESL students, teaching with technology and analyzing visual rhetoric and design. They supervise nearly 60 undergraduate and graduate student communications consultants who are available to engage with students in one-on-one or group settings. Informal consultations can take place in the center?s main area or in one of the presentation technology-equipped ?smart? rooms.?
Students interested in the center?s services are welcome to schedule 40-minute appointments via the website, http://cwovc.rice.edu. The center is open seven days a week and consultations may be scheduled between 8 a.m. and midnight.
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NEW ORLEANS (Reuters) - Hurricane Isaac dumped heavy rains on the U.S. Gulf Coast and caused widespread flooding on Wednesday, but elaborate defenses built to protect New Orleans after the 2005 Hurricane Katrina disaster withstood the onslaught, officials said.
The massive cyclone, which weakened to a tropical storm on Wednesday afternoon as it moved slowly into Louisiana, pushed water over a levy on the outskirts of New Orleans and threatened to flood oil refineries and towns in the state and neighboring Mississippi.
But fears of a repeat of the catastrophe of Katrina that swamped large parts of New Orleans exactly seven years ago and killed 1,800 people, did not materialize and there were no immediate reports of injuries or deaths.
Police and National Guard units, many armed with assault rifles, patrolled the virtually empty downtown area of New Orleans, a port city which normally hums with tourists drawn to its jazz bars, Creole cuisine and French colonial architecture. They were deployed to prevent a repeat of 2005's widespread looting.
Authorities reported four arrests for looting on Wednesday. The mayor said he was clamping a dusk-to-dawn curfew on New Orleans nonetheless.
Storm surges climbed up to 12 feet and top sustained winds were up to 70 miles per hour (110 km per hour).
Highway 90, a key interstate roadway on Mississippi's Gulf Coast, was washed out by the storm, which triggered widespread power outages and was expected to bring rainfall accumulations totaling as much as 25 inches to some areas.
New Orleans Mayor Mitchell Landrieu told local radio the city's flood defenses, strengthened since 2005 with a $14.5 billion system of walls, floodgates, levees and pumps had done their job.
"The federal levee system ... is fine," he told local radio. "There are no risks. It is holding exactly as we expected it to and is performing exactly as it should."
Still, as torrential rains continued to hammer the city -- one location reported 17 inches -- Landrieu later cautioned that it was too soon to declare victory.
The storm taxed the city's sewage system, prompting Landrieu to urge residents to "keep the flushing to a minimum."
Tree limbs and street signs littered the streets, drainage canals filled with storm water and power was out in much of the city.
Isaac was wobbling northwestward near six mph, a slow pace that increases the threat of rain-induced flooding.
Outside the city, in low-lying Plaquemines Parish, which stretches southeast from New Orleans, emergency officials said floodwaters had flowed over an 8-foot (2.4-metre) high levee between the Braithwaite and White Ditch districts.
Parish President Billy Nungesser said about 2,000 residents had been ordered to evacuate but only about half were confirmed to have left before Isaac made landfall late on Tuesday.
About 118 people were rescued in Plaquemines, including 25 trapped on their roofs or attics as water rose 14 feet, authorities said.
"This storm has delivered more of a punch than people thought," Nungesser told CNN. "We're not out of the woods yet."
Plaquemines Parish is cut in two lengthwise by the Mississippi River as it flows to the Gulf of Mexico. Much of it lies outside the greater New Orleans levee system, and construction projects to bolster protection are not complete.
Private citizens in their boats led the rescue effort, Nungesser said, referring to boatmen from the Mississippi Delta and bayous popularly known as the "Cajun Navy."
Jesse Shaffer, a 25-year-old Braithwaite resident, told reporters he and his father, 53, personally rescued more than 20 people during several outings in their fishing boat.
Local television showed rescuers in a small boat chopping through the attic window of a house to pull a man and his four dogs to safety in the Braithwaite subdivision, a neighborhood of brick houses that were submerged up to the first floor.
In Belle Chase, in Plaquemines Parish, canals overflowed and threatened to swamp houses by midday on Wednesday, though several residents said they planned to ride the storm out even as forecasts threatened another 10 to 12 hours of rain.
Patty Mattison, 58, was watching floodwater rise in her yard, threatening to swamp her laundry room. "I'm looking at a little water in the back," Mattison said.
Crews were also rescuing residents after a levee breach in Madisonville in St. Tammany Parish, on the north bank of Lake Pontchartrain on the opposite side from New Orleans, a also outside the federally operated flood protection ring.
Rescue crews used boats and jet-skis to rescue up to 100 people in houses and condominiums there, Jindal said.
"This is a slow-moving storm and it is going to cause a tremendous amount of damage," Jindal warned. He said Louisiana could face 18-26 hours of tropical storm-force winds before Isaac leaves the state on Friday
"This is not over, and there is no such thing as just a tropical storm," said Craig Fugate, director of the Federal Emergency Management Agency and U.S. President Barack Obama's top advisor on disaster response. "You have significant weather impacts still to occur to the state."
Official estimated that Lake Pontchartrain had risen nine feet (three meters) since the start of the storm with peak expected at 6 p.m., according to WWL radio.
While not nearly as strong as Katrina - a Category 3 hurricane on the five-step Saffir-Simpson scale when it slammed into New Orleans on August 29, 2005 - authorities have warned repeatedly against underestimating Isaac.
Before moving to the Gulf Coast, Isaac killed at least 23 people and caused significant flooding and damage in Haiti and the Dominican Republic before skirting the southern tip of Florida on Sunday.
"The slow motion and large size of this system are making the impacts more severe and more wide ranging than some folks might have perceived would be the case from a Category 1 hurricane," said Rick Knabb, National Hurricane Center director.
"It's human nature to think that if I think back to my experience with some past hurricane, if this one's a lower category, then I'm going to be fine," Knabb said.
More than 700,000 Louisiana customers of Entergy Corp and other local utilities were without power as of midday. Entergy warned that it would be unable to begin restoring power until winds drop below 30 mph.
At 5 p.m. EDT (1900 GMT), Isaac was centered about 60 miles west of New Orleans, the NHC said.
Oil production in the U.S. Gulf of Mexico nearly ground to a halt as Isaac closed in on Louisiana on Tuesday and ports and coastal refineries curtailed operations.
But on Wednesday, big oil companies including Royal Dutch Shell and Exxon Mobil Corp began making plans to assess or restart operations.
Intense hurricanes such as Katrina -- which took out 4.5 million barrels per day of refining capacity at one point -- have flooded refineries, keeping them closed for extended periods and reducing fuel supplies.
Louisiana usually processes more than 3 million barrels per day of crude into products like gasoline.
Perceptions that the area's oil facilities would not sustain major damage left international benchmark Brent crude little changed in Wednesday afternoon trading at about $112.70 a barrel.
(Additional reporting by Ben Gruber and Kathy Finn in New Orleans, Emily Le Coz in Tupelo, Missisippi, Kristen Hays, Erwin Seba and Chris Baltimore in Houston and Jane Sutton and David Adams in Miami; Writing by Tom Brown and Anna Driver; Editing by David Brunnstrom)
Source: http://news.yahoo.com/hurricane-isaac-makes-landfall-louisiana-000237979.html
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Every investor would love to stumble upon the perfect stock. But will you ever really find a stock that provides everything you could possibly want?
One thing?s for sure: You?ll never discover truly great investments unless you actively look for them. Let?s discuss the ideal qualities of a perfect stock, then decide if Fortress Investment (NYSE: FIG??) fits the bill.
The quest for perfection
Stocks that look great based on one factor may prove horrible elsewhere, making due diligence a crucial part of your investing research. The best stocks excel in many different areas, including these important factors:
With those factors in mind, let?s take a closer look at Fortress Investment.
Factor | What We Want to See | Actual | Pass or Fail? |
---|---|---|---|
Growth | 5-Year Annual Revenue Growth > 15% | (15%) | Fail |
? | 1-Year Revenue Growth > 12% | (17.9%) | Fail |
Margins | Gross Margin > 35% | (2.3%) | Fail |
? | Net Margin > 15% | (38.6%) | Fail |
Balance Sheet | Debt to Equity < 50% | 16.9% | Pass |
? | Current Ratio > 1.3 | 2.61 | Pass |
Opportunities | Return on Equity > 15% | (58.4%) | Fail |
Valuation | Normalized P/E < 20 | NM | NM |
Dividends | Current Yield > 2% | 5.1% | Pass |
? | 5-Year Dividend Growth > 10% | (15.5%) | Fail |
? | ? | ? | ? |
? | Total Score | ? | 3 out of 9 |
Source: S&P Capital IQ. Total score = number of passes.
Since we looked at Fortress Investment last year, the company hasn?t been able to improve on its three-point score. Weaker revenue offset the company?s decision to initiate a dividend earlier this year, but the stock has managed to gain about 10% in the past year.
The private equity industry has been a big moneymaker, but not so much for the investors who bought shares of private-equity companies when they went public. Both Fortress and Blackstone Group (NYSE: BX??) have performed abysmally since their respective 2007 IPOs, with many investors having noted just how perfect their timing was in coming to market just before the bottom fell out of the private-equity market.
Despite its stock?s terrible long-term returns, Fortress has had some recent successes. For instance, its investment in RailAmerica (NYSE: RA??) will produce a nice profit for the company, as private-equity rival and newly public Carlyle Group is joining with Bank of America (NYSE: BAC??) to help finance Genesee & Wyoming?s purchase of the regional railroad.
Fortress is also the majority owner of Nationstar Mortgage, which recently managed to pick up most of the assets of Residential Capital, the failed mortgage servicing unit of Ally Financial. Despite a run-in with Berkshire Hathaway (NYSE: BRK-B??) , which tried to grab up the assets, Nationstar managed to hold onto the servicing rights. That pick-up should prove lucrative in the long run, although it comes with controversy over foreclosure practices.
However, it?s essential to remember that these successes helped Fortress?s fund clients, with only an indirect impact on Fortress itself and its shareholders. For Fortress to improve, it needs to see more investing successes like this, which would then boost interest in the company?s private-equity funds and start building assets and revenue back up. Until that happens, though, Fortress could languish for quite a while.
Keep searching
No stock is a sure thing, but some stocks are a lot closer to perfect than others. By looking for the perfect stock, you?ll go a long way toward improving your investing prowess and learning how to separate out the best investments from the rest.
Private equity has been a tough call for shareholders, but it?s even harder to understand the ins and outs of the banking industry. Get the help you need from the Fool?s premium report on Bank of America, which reveals everything you need to know about the too-big-to-fail bank. You?ll also get free updates for a year. Get your copy today.
Click here to add Fortress Investment to My Watchlist, which can find all of our Foolish analysis on it and all your other stocks.
Source: http://avidinvestorgroup.com/2012/08/has-fortress-investment-become-the-perfect-stock/
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By Jon Marcus, The Hechinger Report
A sophomore at UC Berkeley, June Ahn comes from a family whose income is just enough to put her past the reach of much financial aid. So, like many students, Ahn is using loans to underwrite her education.
To make matters worse, she comes from Washington, not California, so she pays two and a half times as much as in-state tuition. And she pays it even though, as an underclassman, she?s still taking large-enrollment classes that cost the university much less to provide than smaller, upperclass courses and seminars.
It gives Ahn little consolation to know that some of her money is likely being used to subsidize the educations of her lower-income, in-state and junior and senior classmates.
?I?m not in a better financial position than any of the students I would be helping to subsidize,? said Ahn, whose anticipated major ? political science ? also is cheaper for the university to provide than majors for science and engineering students who, at UC Berkeley, are charged the same as she is. ?But I have an extra almost $10,000 that I still need to pay.?
More from The Hechinger Report
As a new academic year begins, growing scrutiny of record tuition and fees is drawing new attention to the longstanding cycle of subsidies like these on which American colleges and universities depend ? but which they would rather not discuss.
Rich kids subsidize poor kids. Out-of-state students subsidize in-state ones. Humanities majors subsidize science majors. Freshmen and sophomores subsidize juniors and seniors. Undergraduates subsidize graduate students. And international students subsidize everyone.
Now activists and legislators are pushing back against the Robin Hood-style use of some students? tuition revenues to pay for other students? financial aid. They?re pressing for different prices for different subjects based on the actual cost of instruction, and, in some states, even proposing an end to a perk under which taxpayers subsidize tuition for faculty children.
Still, many families and students seem as much in the dark about these practices as airline passengers who pay different fares for similar seats on the same flight to the same place.
?If you combine general financial illiteracy with the opaque nature of college financing, it?s surprising that anybody really knows what?s going on,? said Andrew Gillen, senior researcher at the American Council of Trustees and Alumni.
For universities, there?s an advantage in this, Gillen said: ?If somebody doesn?t know he?s paying more than the kid next to him, he doesn?t get upset.?
But if that student is paying full or nearly full tuition, higher-education experts said, it?s likely some of the money is going to lower-income classmates who aren?t.
?Schools have become more aggressive in this income-redistribution aspect of higher education,? said Richard Vedder, director of the Center for College Affordability and Productivity in Washington, D.C. ?There?s an economic-theory dimension to this, which is that there?s always a small class of students who have a lot of money, and the income-maximizing enrollment manager wants to zap it to these kids.?
At least 15 states have explicit policies under which some of the revenue from students who pay tuition at public universities goes to others who can?t cover the full cost, according to the State Higher Education Executive Officers, or SHEEO. In Arizona, for example, public universities channel about a quarter of tuition revenue into discounts, grants and other forms of financial aid. In North Carolina, at least 25 percent of money generated by any increase in tuition goes to such subsidies, while in California it is one-third of each tuition increase.
Donna Rosato of Money magazine talks about how to cut costs on college tuition and the strategies parents can use to make their child's bachelor's degree more affordable for the family.
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Critics say this penalizes not only full-tuition-paying, high-income parents and their students, but also middle-class families already being squeezed by escalating costs. In June, the Iowa Board of Regents ordered the practice to end in that state within five years. There, some $144 million a year in financial aid is redistributed to low-income students ? as well as high-achievers who don?t qualify for federal aid ? from the tuition their classmates pay. The regents called for the portion of tuition that now goes to truly needy students to be replaced by contributions from the universities? fundraising arms.
Similar appeals have come from the governor of Virginia, Arizona legislators and members of the University of North Carolina Board of Governors.
Since universities are also offering more scholarships to students with high grade-point averages and SAT scores, which elevates them in the all-important U.S. News & World Report college rankings ? and since many of those top students come from affluent families and don?t qualify for federal aid, Gillen said another trend is at work. ?Rich, dumb kids,? he said, ?are subsidizing rich, smart kids.?
Out-of-state students at public universities also are increasingly subsidizing in-state students. That?s because out-of-state tuition is almost always higher than in-state ? two and a half times as much for out-of-state than in-state students in the University of California system, for example. At the University of Virginia, out-of-state students pay almost twice what it actually costs to educate them; the rest helps pay for educating everybody else.
Numbers like that are why public universities are aggressively recruiting out-of-state students. About a third of students at the universities of Illinois, Virginia and Washington now come from out of state, and nearly 40 percent at the University of Michigan and the University of Wisconsin-Madison. At UC Berkeley, the proportion is nearly 30 percent, about six times what it was as recently as 2006. At UCLA and UCSD, almost one in every five students is from outside California.
So much in demand are out-of-state students that they?re more likely to be accepted for admission to both UC Berkeley and UCLA than in-state residents whose parents? taxes subsidize the universities. The California State University system recently announced that it would not accept in-state graduate students next spring; only out-of-state students, who pay more, are welcome to apply to Cal State graduate-degree programs.
International students also subsidize domestic ones. Eighty-one percent pay universities the full price, a much higher proportion than students generally, bringing in around $20 billion a year in tuition and living expenses, according to the U.S. Department of Commerce and the Institute for International Education.
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Freshmen and sophomores, meanwhile, whose introductory courses are often taught in large groups in giant lecture halls with help from low-paid teaching assistants, subsidize juniors and seniors, who pay the same tuition but cost from one and a half to two times more to educate, according to a SHEEO survey based on research conducted in Florida, Illinois, New York and Ohio. A member of the faculty at UCLA has separately calculated that the disparity is even greater: Classes averaging 200 students, he found, cost about $56 per student to teach at public universities, compared to $560 per student in classes averaging 20 students. Yet all are charged the same amount.
?The big introductory lectures with 400 students, there?s a lot of profit in that class,? said Gillen. ?And that?s used to subsidize smaller seminars for the upperclass students.?
Richard Cordray, director of the Consumer Financial Protection Bureau, talks with MSNBC's Alex Wagner and the NOW panel about the rising cost of tuition across America and the burden of student loans.
Some of the money also goes to graduate programs that are expensive to operate.
?At the large research universities, the subsidization of graduate students is monstrously large,? Vedder said. ?A student in a Ph.D. program sits in seminars of six and eight students taught by a professor making $150,000 a year and gets an extremely costly education. At the same university, the freshman who?s taking Introduction to Psychology, Introduction to Economics, sitting in lectures of 400 people ? these kids are paying the same tuition.?
Undergraduates in low-cost disciplines such as the humanities and social sciences also help to pay for students in subjects that cost more to teach, including fine arts, agriculture, law and engineering, the Delta Cost Project on Postsecondary Education reports, since they, too, all pay identical tuition.
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A few universities are starting to charge different prices for different fields. At least 143 public universities now levy so-called differential tuition that varies by major and, in some cases, by year of enrollment, the Cornell Higher Education Research Institute found. The University of Maine, for instance, adds a $75 fee for engineering courses, and the University of Kentucky charges an extra $460 per semester for nursing students.
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You Can Quit Smoking With These Ideas
Several smokers believe that quitting is mostly a matter of finding rid of the tobacco and relying on sheer determination to stop. There are easier techniques then brute force willpower alone. There are a quantity of strategies you can put to use that will assist you in quitting your smoking habit.
Eat lots of vegetables, seeds, nuts and fruits although quitting smoking. Consuming healthy, low calorie organic foods actually help, whilst quitting, for several reasons. Obtaining a replacement to make up for smoking can help, specially if you hold your mouth and hands busy.relevant webpage Regularly consuming these wholesome foods can hold you from snacking on less-wholesome foods, minimizing your weight acquire. The vitamins and nutrients are just want you want when you go via withdrawal.
Use deep breathing techniques to beat a cigarette craving. This enables you to focus so you bear in mind the factors you quit to start with. It can also assist in delivering oxygen for your lungs, and this will refresh you. Breathing workouts are straightforward adequate to be completed anyplace, at any time.
You ought to remove something connected with smoking from your residence, whilst quitting smoking. Clear your residence of ashtrays, and take that lighter out of your purse or briefcase. To get rid of the smoking stench, make certain you clothes and house are completely cleaned. Performing these issues will make it less probably that you will be reminded about smoking and wind up with a cigarette craving.
To raise the probability that you will succeed in your wish to quit smoking, try compiling a list on paper of the good and negative consequences of quitting. Your thoughts tends to take something far more seriously when you write it down. You?ll be able to use the list as motivation anytime you need it, assisting to concentrate you on your ambitions.
Try to workout whenever achievable. When you quit smoking, you will quickly notice an improvement in lung health and improved breathing capacity, enabling you to exercise more simply. This can also assist you to minimize prospective weight acquire. The endorphins released for the duration of exercising can fulfill your nicotine cravings to a particular extent.
Get into a fitness routine by joining a fitness center and occupy your smoking time with useful exercise. Working out can assist ease stress. If you have been leading a sedentary life-style, start off slow, such as taking leisurely walks every couple of days and creating up from there. Speak to your physician prior to beginning an exercising routine.
You can find support in the type of on the web forums. Lots of sites are out there that are devoted toward assisting individuals in stopping smoking. It may aid you to compare quitting strategies and coping mechanisms with other people. Not to mention, there are those whom have already completed this troublesome journey and simply wish to supply a assisting hand from expertise and established outcomes.
Your medical doctor may be in a position to support you quit smoking if you can?t do it by your self. Some medicines can make it less difficult to quit smoking. Your physician can also introduce you to a network of support, which includes hotlines and groups, that will make it far more most likely that you will quit.
To be clear about why quitting smoking is such a non-negotiable objective, do some study on the more significant side effects of this nasty habit. Take a appear at some pictures of advanced gum and lung cancer circumstances, or read some of the dedication pages that people have created for loved ones lost to smoking-associated illnesses.
Don?t attempt to quit smoking with no assistance. Look to your pals and family for some encouragement by letting them know that you are attempting to quit. If they can offer some assistance, enable them to give you that assistance. Obtaining a help group is the single greatest thing you can do for your self. Discussing how you feel with other individuals who are experiencing the exact same difficulties can assist you energy via and beat smoking for very good.
Cease enabling any smoking in your home as you cut back cigarettes. When you quit smoking, it is less complicated to stay away from cigarettes if it becomes difficult to have them. Going outside in the cold with out a television to watch, will support you get rid of this habit.
When trying to quit smoking, make sure that you happen to be making use of frequent sense when it comes to eating. You really should not try to diet regime even though quitting smoking. Just concentrate on generating wellness food choices. Some research shows that smokers get an unpleasant taste in their mouths after eating foods such as dairy goods, vegetables and fruit. These healthful foods will support decrease your cigarette cravings.
Make certain you go about it one particular step at a time. The road to stopping is just a approach. Attempt not to feel about subsequent year, or even subsequent month. Just concentrate on nowadays, as quitting now will aid you in the future.
Appropriate right after you quit, invest your cigarette income on bottled water. Even though water will not offer you the creature comforts of nicotine, it will guarantee that your hands and mouth are occupied. The high levels of hydration will also help flush some nasty items out of your technique. After you get past the cravings, switch your bottle water price range to your quitting reward.
Remaining upbeat and staying motivated are two of the greatest components of smoking cessation. Determine all the approaches in which your life will advantage from being a non-smoker. Envision possessing breath that does not smell, or how sparkly your teeth can be, and how fresh and clean your surroundings will be. Thinking about all the very good that can take place as a outcome of quitting can be just as motivational as thinking about the bad.
Plan how you can deal with individuals stressful occasions. A lot of individuals that smoke are used to smoking a cigarette when they get stressed. Getting a program in thoughts for how to handle those stressful moments makes it much less likely that you will turn to cigarettes when tension strikes. Have a lot of ideas, in case your initial concept does not assist.
After you read this article, you can know how to quit smoking. Despite the fact that it is not realistic to count on that you will by no means be tempted to smoke after you make a decision to quit, you ought to be capable to far more very easily quit if you use the suggestions you just read.
Source: http://www.grantcountysdhistory.com/2012/08/28/you-can-quit-smoking-with-these-ideas/
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TAMPA, Fla. (AP) ? If the presidential election were held today, Romney and Obama would be more or less tied, the latest polls show. But on one voter test, Obama has a clear advantage:
Whom would you rather have a beer with?
Or, if you don't drink (as Romney doesn't), whom would you rather have a cup of coffee with? Or take with you on a road trip (with or without your dog)? Or invite over for dinner?
Simply put, there is a likability gap.
This may seem trivial compared to questions like, say, which candidate you think will better revive the economy or safeguard the nation's nuclear weapons. But election after election has demonstrated that how voters feel about their candidate matters. A lot. It buoyed Ronald Reagan and helped sink John Kerry.
Likability has become a political buzzword that stands for something deeper. More like affinity. Empathy. How well does he or she connect? How much does he understand people like me?
There are Republicans who think this will be the deciding issue for Mitt Romney. He has about as good a playing field as a challenger could hope for, yet has not broken past the president. The election, they believe, may well turn on whether Romney can use this week's convention and the fall debates to really connect with voters in a way he has not yet been able to.
Democrats see this as Obama's core asset. Even in these hard times, voters feel he gets their plight better than the rich guy does. Asked which candidate better understands the problems of people like you, Obama beats Romney among registered voters 51 to 36 percent in the latest AP/GfK poll. Some 53 percent of adults hold a "favorable" opinion of the president, compared with just 44 percent who view Romney favorably.
And that is a president who isn't actually all that touchy-feely himself, having at times been compared to the "Star Trek" alien Mr. Spock, who suppressed emotion in order to solve problems. In fact, Obama's personal ratings are lower than most presidential candidates in recent elections, notes polltaker Andrew Kohut. They are just better than Romney's.
That is Romney's challenge.
___
CAN HE persuade voters to feel comfortable enough with him to turn out Obama? Not just to agree with him on issues but to trust him with their futures? That is why likability is about a lot more than having a beer.
It is about addressing what The Economist, a business-oriented British newsmagazine, editorialized as their "main doubt" about Romney: "Nobody knows who this strange man really is."
One striking element of this long campaign is how little Romney did over years of campaigning to really introduce himself, apparently not wanting to distract from discussion of the weak economy.
But Romney and his campaign were on course to use this convention to "warm up" his image. The candidate and his wife, Ann, sat down with Fox News at their home in New Hampshire the other day.
The correspondent, Chris Wallace, shared their pancakes as Ann described how Mitt had ironed his own shirt just that morning. "I noticed he was doing the laundry last night," she disclosed.
For his part, Romney did what he could to address the issue: "Remember that Popeye line, 'I am what I am and that's all what I am.'" What voters really want, he says, is effective management of the economy and for that he is your man.
In another interview, published by Politico on Monday, Romney acknowledged his likability problem but blamed it on the waves of attack ads Obama and his allies have launched against him (although his personal ratings were low even before the barrage).
He tried to turn the issue around on Obama, calling him a nice guy but a failed president.
In other words, American public, you liked Obama as a candidate but are disappointed in him as a president, while I, Romney, may be disappointing as your candidate but will deliver as your president.
Jon Stewart scoffed when George W. Bush (at that point a teetotaler) was described as a guy you'd love to have a beer with. I don't want a president I can have a beer with, Stewart said, "I want my president to be the designated driver." Given the highway pileup the American economy has just been through, Stewart's quip isn't all that far from Romney's campaign argument.
But can likability or affinity be separated from issues and effectiveness? That is becoming one of the principal questions of this campaign.
The question is sometimes posed as if managing the economy, on which Romney scores better, is different from the personal qualities that Obama scores better on. Some Republicans argue that Obama's personal ratings are all that keep him afloat amid the economic wreckage.
But that misses the point, says one Democratic consultant. Those personal qualities may actually be a way some voters connect politics to their economic facts of life.
"If you are part of the working class and you believe that the deck has been stacked against people like you for a decade or so," this consultant said, "who is likely to be the more 'desirable' remedy for that ? the financial CEO who 'understands' the economy or the guy you think is fighting for people like you?"
Which is why fighting for you is an Obama campaign mantra.
___
IN TRYING to overcome this, Romney is banging into a pretty deep vein of American political feeling. Ever since Andrew Jackson let his supporters traipse mud through the White House, there has been a resistance to letting the patricians back in power.
It took a huge economic crisis for Americans to elect the Hudson valley gentryman, Franklin D. Roosevelt. Herbert Hoover in fact was a good man, just a failed president, which is exactly what Romney is trying to say about Obama.
Romney's team has been planning to use the convention to highlight Obama's failure, as they see it, without denying the president's likability ? and their own candidate's competence, as they see it, while acknowledging the need to humanize him.
This highlights the risk they have taken by waiting until so late in the campaign to try to personalize the candidate. Because Hurricane Isaac has intervened, in more ways than one.
On the obvious level, it has disrupted and overshadowed the convention so far. It has created a conversation about the last Republican administration's handling of a natural disaster when Romney would like to talk about the present Democratic administration's handling of the economy.
But as if to confirm that he is what he is (to channel Popeye again), the hurricane has created the kind of test for Romney that campaigns so often throw at candidates, a sudden change of terrain when the campaign was in the middle of doing something else.
These moments can be opportunities. What better chance to project empathy and connection than a looming threat to life and property? And Romney, Ann at his side, seemed to start out that way. The couple's thoughts, he said, were with the people in the storm's path, and he expressed hope that "they're spared any major destruction."
A more empathic politician might have left it at that, as his running mate, Paul Ryan, did. But Romney kept going, effusive about the convention and how it would go on despite the storm.
"I like my speech. I really like Ann's speech," he said. "Our sons are already in Tampa, and they say it's terrific there ? a lot of great friends. And we're looking forward to a great convention."
Which, if his ear for connecting with people is as tin as it seems to be there, might be somewhat less likely than he hopes.
___
EDITOR'S NOTE ? Michael Oreskes is senior managing editor for U.S. news at The Associated Press. Reach him at moreskes(at)ap.org.
Source: http://news.yahoo.com/watching-show-mitt-romney-trying-connect-090508542--election.html
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You can find individuals who wish to give up work using their traditional act as before long because they achieve the ages of forty and even youthful. They would instead find a business from home where they will function comfortably in their own individual houses. It is a fantastic concept in case only the authorities provides tips for this. Working from your home often means acquiring anything you?ll be able to contact when your own what your location is the actual supervisor within your Online business. In case you are considering on what you can make money on the internet, then you can certainly undoubtedly take advantage of this particular topic.
just one. Online Marketing in short
One way to earn money online is usually to produce an internet affiliate marketing business. Truly, this specific marketing business is definitely introduced around the globe and is which can generate excessive internet marketer income. So how can this web based business function? Affiliate marketing online is surely an online software which you could generate income and is one among this cost-effective software programs recognized currently. There are lots of means associated with the company you can test.
Several of which is really basic and efficient, providing profits you have never attained coming from traditional perform previous to as a possible employee. If you are in the market, then you?re called an affiliate. An associate is paid either through ?per-click? or even ?per-sale? schedule. Once a joint venture partner has brought a customer or maybe website visitor to become listed on the particular marketing crew as well as small business, he or she is and then covered this specific energy. It is rarely declared this type of work would be the least complicated organization available on the internet. The same as in any other operate, you should do the job really hard and put an extension box along with practical information on any work you might have.
2. Selling goods and services on the net
An alternate way to earn money online is as simple as promoting goods like tools, special treats, clothes and even attributes on the net. This method of making funds on the internet is just about the most recognized organizations to generate money online currently available. By creating a laptop or computer, an internet connection, and also a product to be able to business, you?re previously permitted sign up for this particular marketplace.
You may also provide the individuals the services you provide just like restore of things or maybe creating them many subject areas or maybe any situation that it is possible to deliver to the particular consumers. These days, you?ll be able to almost find everything online and a great number of are getting to be aware about shopping on-line wherever they believe it is far more effective and also convenient to purchase as a result of online when compared with traditional.
three or more. Entrusting
Enrolling in several company digesting outsourcing cpa networks on the web is also a great idea. Seeing that any operate is usually outsourced, you will notice that you will find a huge selection of online sites and also a huge number of available careers that one could apply on-line. In addition, your remuneration can also be excellent if not greater than whatever you can get from working in this real world environment.
For those who have little idea on the online employment you can obtain in order to earn money , then you can certainly consult aid from many websites on the internet online. Also you can attend software programs offering instruction about how to wide open a web business and how to make it growing. One can learn concerning strategies to achieve personal liberty and also appear your ambitions through the Internet.
Source: http://city.jibax.com/blog/2470/tips-on-how-to-produce-good-revenue-on-the-net/
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Source: http://stoptbpartners.org/1780/tips-on-how-to-produce-good-revenue-on-the-net-city-jibax-com/
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WOLFEBORO, N.H. (AP) ? Mitt Romney says his thoughts are with those in the path of the storm bearing down on the Gulf Coast.
But the Republican presidential contender suggested Monday that he was not considering canceling the Republican National Convention in Florida.
The strengthening storm is expected to make landfall near New Orleans this week in the midst of the GOP's convention. It's also the seven-year anniversary of Hurricane Katrina, which devastated much of the Gulf Coast.
Romney briefly addressed reporters Monday morning as he entered a high school auditorium near his New Hampshire summer home to rehearse his convention speech.
He says he hopes that those in the storm's path are "spared any major destruction."
Asked whether he had considered canceling the convention, Romney said only, "We've got a great convention ahead."
Source: http://news.yahoo.com/romney-hopes-gulf-coast-spared-major-destruction-130538584.html
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The iPhone and iPad app, Drafts, is an excellent way to quickly jot down a note without worrying about where it goes. But if you dig deeper, it's far more than that?it's a speed dial for all your text based work, a text app launcher of sorts?and it has replaced every writing app I have on my iPad and iPhone.
What makes Drafts immediately interesting is how quick and easy it is to take down a quick note. Drafts understands that it's a mobile app, and subsequently, every time you launch Drafts it opens up to a new, blank page. You write first, then decide where to send it second. You can keep these notes within Drafts, or configure it to work with other popular services like Dropbox, Evernote, or Simplenote (among many others). On top of that, Drafts supports multiple email clients, social network clients, and task apps.
In short, you can use Drafts to control every single text based action you do on your iOS device. Here's how to get started with it.
Drafts can sync and work with a ton of different services provided you have the apps installed on your iPhone. Even if you don't use the apps, you can use Drafts to kick text over to built-in apps, including Messages and Mail.
The first thing you should do in Drafts is set up any accounts you use that integrate directly with Drafts. This includes Evernote, Dropbox, Facebook, and Twitter. Tap the arrow on the right above the keyboard (upper right on iPad) then scroll down the Settings (or just tap the gear icon on the iPad version). Under your Accounts, link the services you want to link.
In the case of Twitter and Facebook, you can use Drafts as a means to quickly write a tweet or status update without actually opening either app. With Dropbox, you save files directly to Dropbox, or Append notes (we'll talk about that more in a minute). Linking to Evernote links Drafts to your default notebook in Evernote.
As of this writing, Drafts supports 35 different actions that trigger different apps. Drafts automatically only includes actions for apps that you have installed. For instance, if you use Echofon for Twitter, you won't see Tweetbot, and vice versa. If you use a lot of different apps, this can make Drafts confusing.
Thankfully, it's easy to customize the order of the Actions. In the settings panel, tap Manage Actions > Arrange. Here you can rearrange the order in which Drafts displays Actions, or double-tap to remove them completely. Set it with your most used Actions on the top, and you'll get more out using Drafts in the long run.
So, now that you're set up, it's time to start really using Drafts. Here are some of my favorite uses I've found for it that aren't immediately evident when you start using it.
The core of what makes Drafts awesome is the fact that you can use it as an app launcher for a ton of other apps. It is your starting point for 35 different writing tools, and you'll find Drafts infinitely more useful if you use it that way.
I've had Drafts installed for a little while, but it sat on the second page of my homescreen. One day, I pushed it over to the dock, and everything changed. I now use it for every piece of writing I want to do?emails, Simplenote, notes, and Day One. Why? Because I don't have to worry about naming anything, or contextualizing a note in a larger scheme. I just dump my thought, move on, and push it over when I have more time.
With the events, you can quickly write a note, select the Event action, and create a new event in Calendar without ever opening your calendar app. This is great when you just need to add a new event and don't want the (possible) terror of opening up your calendar and finding a billion other things.
Want to send out an email with some fancy formatting? Or do you just want a pretty decent, cheap Markdown editor? Drafts can do both. Type up your note in standard Markdown format, preview it, and then send it straight to Mail (or Sparrow). Drafts also has full support for TextExpander Touch to make writing even faster.
Need to save a list of contractors you have bidding on a home improvement project? Or a collection of all the nice people you met at a party, but probably won't ever call? Maybe you want a quick place to dump web links for a research project and don't want to dirty up your Instapaper account? Draft's Link Mode lets you do just that. Drop any address, phone number, or URL into a new note, tap the link icon in the top right, and Drafts kills the keyboard, disables editing, and makes everything tappable.
Append to Dropbox is new in Drafts 2.0, and it's one of the more interesting features. With Append to Dropbox enabled, Drafts creates a Journal.txt file in your Dropbox folder. When you write up a note and select the Append to Dropbox action, your note is automatically added to the text file.
This ends up creating a gigantic list of different notes, without you ever having to worry about what came before or after. You can use this in a number of ways. I use it for my rolling To D'oh! list, but it could also be used for to do lists, generic idea dumps, grocery lists, and more. Essentially, it's a dead simple way to stuff a ton of ideas into a single text file without ever having to open the actual text file.
Drafts has some limited syncing features (using Simperium), but it's purpose isn't necessary to replace your feature-packed writing apps. It's more of an app that gets you started. Drafts lets you quickly kick ideas out of your head and through to another service without having to worry about anything.
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NEW YORK (AP) ? Organizers of the county fair on New York's Staten Island are making a dogged effort to prevent the spread of swine flu.
The Staten Island Advance (http://bit.ly/NuYjBZ ) says this year's Richmond County Fair is forgoing pig races in response to a new swine flu strain. Instead, the Labor Day weekend fair will feature dogs running down an elevated plank and diving into the water.
Former Detroit Tigers pitcher Milt Wilcox owns Ultimate Air Dogs, which is hosting the canine caper. He's encouraging fairgoers to bring their dogs if they like to swim.
The Centers for Disease Control and Prevention have said the new swine flu strain is relatively mild. Some cases have been linked to fairs, so the health organization has encouraged people not to pet pigs.
___
Information from: Staten Island Advance, http://www.silive.com
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TAMPA, Fla. (AP) ? Undaunted by Mother Nature, Republicans are set to descend on Florida as Mitt Romney's team works to cram four days of events into three after the threat of Tropical Storm Isaac forced the soon-to-be nominee to cut short his national convention.
Officials say they hope to begin laying out a revised schedule on Sunday.
As aides in Tampa scramble, Romney is taking a rare day off the campaign trail at his lakeside vacation home in New Hampshire, receiving updates on the storm and making final preparations for the Thursday speech with which he will accept his party's presidential nomination.
"The safety of those in Isaac's path is of the utmost importance," Romney tweeted after Republican officials announced they had called off Monday's convention proceedings.
Because of possible storm surges and flooding Isaac could bring, convention organizers said they were making contingency plans to move delegates who have been booked into beachfront hotels to other locations if necessary. They indicated the schedule shift also was meant to prevent overburdening emergency response personnel at the height of the storm.
The GOP made the announcement late Saturday, saying that while the convention would officially be gaveled into session on Monday as scheduled, events would be postponed until Tuesday.
With Isaac boring down on the coast, President Barack Obama, who was spending the weekend at the Camp David presidential retreat in Maryland, dispatched the Federal Emergency Management Agency to establish a command center and move more resources into the state. Vice President Joe Biden scrapped a planned campaign trip into Florida that was to counter the start of the GOP convention.
Republicans hope to use this week's convention to cast Romney as a determined leader with the know-how to fix the country's economy. They also want to introduce him as a family oriented figure to counter the image of him as a ruthless businessman as Democrats have sought to brand him.
Romney and his wife, Ann, looked to show off the more personal side with a joint interview airing Sunday.
"I wish everyone could see him how I see him, because as a mother, I've seen him, how compassionate he's been with me, as a wife and my raising these small children and how he always valued my work as being more important than his," Ann Romney said in the "Fox News Sunday" interview taped at the family's summer home in New Hampshire.
The candidate described his wife as his "best friend, obviously, and my counselor throughout my life," according to an advance transcript.
While the Romneys reveled in their convention, Obama was due to travel next week to college towns in Iowa, Colorado and Virginia to court young voters and college students. The president's nomination for a desired second term was to come a week later in Charlotte, N.C., during a Democratic convention beginning Sept. 4, right on the heels of the Republican convention.
In an interview with The Associated Press published Saturday, Obama sought to portray Romney as someone beholden to "extreme positions" on economic and social issues. Obama took pains to paint Romney and his running mate, Wisconsin Rep. Paul Ryan, as ideologues at a time when voters seem frustrated by government gridlock.
After a near-constant travel schedule since he was announced as the GOP vice presidential candidate, Ryan was also taking a rare break. Following a Saturday evening fundraiser in Manchester, N.H., he returned home to Janesville, Wis. Aides said Ryan planned a quiet Sunday. Then, before flying to Florida, he was to appear at a Monday rally in his hometown that was likely to offer him a hero's sendoff.
A few of Romney's former presidential rivals were holding events of their own in Tampa. Herman Cain and Minnesota Rep. Michele Bachmann ? both have endorsed Romney ? were appearing at a joint event. Texas Rep. Ron Paul, who hasn't conferred his blessing on the presumptive nominee, was anticipating thousands at a University of South Florida rally.
___
Associated Press writers Philip Elliott and Steve Peoples in New Hampshire and Ken Thomas in Washington contributed to this report.
Source: http://news.yahoo.com/isaac-casts-shadow-over-gop-convention-campaign-091420228.html
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ScienceDaily (Aug. 26, 2012) ? Obesity triggers atrial fibrillation in fertile women, according to new research.
Atrial fibrillation and obesity are among the largest public health related challenges in the western world today. Atrial fibrillation is the commonest heart rhythm disorder and is associated with increased mortality and morbidity. Previous studies have demonstrated that obesity increases the risk of new-onset atrial fibrillation in individuals with known risk factors for developing atrial fibrillation such as advanced age or cardiovascular comorbidity.
Atrial fibrillation is rare in young, healthy individuals and precipitating factors remain controversial. A growing body of evidence suggests that genetic predisposition, inflammation, obstructive sleep apnea, excessive alcohol consumption, and excessive physical exercise may cause atrial fibrillation in these individuals. However, it is unknown whether obesity increases the risk of atrial fibrillation in young people without other risk factors. The aim of this study was to use the unique opportunity provided by the consistency of nationwide registers of childbirth and hospitalization in Denmark to examine the risk of atrial fibrillation related hospitalizations with respect to body mass index (BMI) among fertile women.
The present study was a register-based nationwide cohort study, comprising a population of approximately 271,000 seemingly healthy Danish women aged 20-50 years who had given birth during 2004-2009. They were followed for an average of 4.6 years.
The researchers adjusted the results for age, comorbidities, smoking status and pharmacotherapy received during pregnancy. They found that compared to healthy weight women with a body mass index (BMI) of 18.5-25 kg/m2, the risk of developing atrial fibrillation was 2-fold higher in obese (BMI: 30-35 kg/m2) and more than 3-fold higher in very obese (BMI > 35 kg/m2) women.
"We have found that obesity increases the risk of new-onset atrial fibrillation in seemingly healthy fertile women," said Dr Karasoy, a research fellow at the Cardiovascular Research Center Gentofte, which is a highly specialized center in nationwide epidemiologic research in Denmark.
He added: "The burden of both obesity and atrial fibrillation has clearly intensified, reaching epidemic levels and rising to the top of public health related concerns. Strategies that comprehensively promote weight loss may also decrease the burden of atrial fibrillation."
He continued: "Atrial fibrillation in young individuals with no known risk factors is called 'lone atrial fibrillation'. Identifying risk factors in young individuals will contribute to understanding the nature of atrial fibrillation. Dietary modifications combined with physical exercise are warranted in obese fertile women to decrease their risk of atrial fibrillation."
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The above story is reprinted from materials provided by European Society of Cardiology (ESC).
Note: Materials may be edited for content and length. For further information, please contact the source cited above.
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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/warPr5l3IVI/120826143006.htm
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From the Cook County Republican Party -
CHICAGO, IL ? Cook County Republican Party Chairman Aaron Del Mar announced today the creation of the Cook County Election Integrity Committee. This committee, created in July, is focused on appointing Republican Election Judges to over 8000 Election Judge openings that must be filled before each election in Cook County and Chicago. About 40% of these positions have been vacant and remain to be filled before the November election.
?The Cook County Democrats are widely-known for the creative ways in which they ?earn? additional votes for their candidates, and it?s time we took serious steps to combat that creativity and ensure a fair election process for all candidates,? said Chairman Del Mar, detailing the reasoning for the new committee. ?This committee, with the full backing and cooperation of the leadership team of the Cook County Republican Party as well as Chicago Republican Party Chairman Adam Robinson, is prepared to take whatever steps are necessary to carry out our mission, even if that means taking legal action.?
Chairman Del Mar has appointed Sharon Meroni as Chair of the committee, as well as Evelyn Reid and Trudy Barrie as Vice Chairs. Meroni is Founder and Director of Defend the Vote, a non-partisan organization that focuses on election security and empowers citizens to protect elections. Reid, a US Army veteran, has vast political experience on both the local and national level. Barrie is a passionate grassroots activist who started the Conservative Social Club. Cook County Republican Party General Counsel Christine Svenson will serve on the committee and handle all related legal matters.
Committee Chair Meroni commented: ?We are focused on identifying and recruiting qualified Republican Election Judges. That means not only will we be filling empty positions, but we will also be replacing Election Judges with a clear history of supporting Democrats in elections. We will also be seeking out irregularities and security lapses in voting procedures in order to ensure a fair voting process. This is an unprecedented initiative within Cook County and Chicago, and I want to thank Chairman Del Mar and Chairman Robinson for their leadership and commitment.?
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