Saturday, June 30, 2012

New guide to business risk published: Better skills essential to deliver

Dated: 29 June 2012

A new guide to business risk, published by the Institute of Directors (IoD) in association with Airmic, Chartis, PwC and Willis, urges UK Board members to improve their understanding and management of risk in order to successfully deliver growth and prevent future crises.

?Business Risk ? A practical guide for Board members? features contributions from a range of expert authors from across business and academia, and makes the case that:

  • Risk ? and particularly strategic risk ? are more important elements of a director?s job than they have ever been
  • Despite large amounts of media space having been devoted to the allocation of blame for the financial crisis, there remains much practical work to be done hardening companies in order to prevent future risk failures
  • Understanding how to assess risk at board level, and understanding how the Board should interact with risk professionals, are essential skills for all directors

Risk is an inherent and inevitable element of making decisions and developing a business. The Guide seeks to inform non-executive directors about how to avoid pitfalls, gain access to crucial information and ultimately bolster decision-making in order to mitigate unnecessary or excessive business risk.

The authors lay out in detail the roles and responsibilities of the board in assessing and managing business risk, the risk challenges currently facing UK businesses and the structural, personal and strategic solutions which can be used to address these challenges.

The full report can be downloaded in PDF format here.

Simon Walker, Director General of the Institute of Directors, said:

?If companies and the economy as a whole are to grow in today?s environment, it is vital that directors put risk management at the heart of business strategy. Understanding risk helps you to become more enterprising without jeopardising your business. On the other hand, take the wrong kind of risk and you are heading for disaster, whilst avoiding risk altogether means you are condemned to stagnation. This guide will help directors get this crucial balance right.?

John Hurrell, Chief Executive of Airmic, said:

?Directors have a vital leadership role when it comes to risk management within their companies, which is often misunderstood. This guide helps to convey our message that risk management can help to facilitate?profitable strategies as well as making firms more?resilient.?

Alpesh Shah, Director in PwC?s Actuarial Risk Practice, said:

?There are few aspects of a board?s functioning that are as crucial to long-term corporate success as risk management. Organisations that understand the risks they face and can articulate their risk appetite and define their risk strategy accordingly can have better decision-making, greater agility and a sharper competitive edge. The practical points in this guide will be invaluable as Board members strive to achieve this.?

Nicolas Aubert, MD of Chartis in the UK, said:

?More than ever risk managers need to be represented on company boards to help protect not only their companies but, more importantly perhaps, Board members themselves from underestimating the risks and sanctions they personally face. This practical guide should help them raise their profile at the highest levels within their organisations.?

Daniel Wilkinson, CEO of Willis UK, said:

?Unpredictable emerging threats like cyber, reputational and supply chain risks require Boards to take a long-term focus on building resilience throughout their organisations rather than having a traditional risk management policy based solely on anticipation. The resilience approach will help companies respond quickly and dynamically to threats by ensuring that the right expertise and processes are in place.?

About the organisations involved

AIRMIC

Airmic represents corporate risk managers and insurance buyers. Its membership includes two-thirds of the FTSE 100, as well as many smaller companies. The association organises training for its members, seminars, breakfast meetings and social occasions. It regularly commissions research and its annual conference is the leading risk management event in the UK.

CHARTIS

Chartis is a world-leading property-casualty and general insurance organisation serving more than 70 million clients around the world. With one of the industry?s most extensive ranges of products and services, deep claims expertise and great financial strength, Chartis enables its clients to manage risk with confidence.

PWC

As the UK?s leading provider of integrated governance, risk and regulatory compliance services, PwC specialises in helping businesses and their boards create value in a turbulent world. Drawing from a global network of specialists in risk, regulation, people, operations and technology, PwC helps its clients to capitalise on opportunities, navigate risks and deliver lasting change through the creation of a risk-resilient business culture.

WILLIS

Willis Group Holdings plc is a leading global insurance broker. Through its subsidiaries, it develops and delivers professional insurance, reinsurance, risk management, financial and HR consulting and actuarial services to corporations, public entities and institutions around the world. Willis has more than 400 offices in nearly 120 countries, with a global team of some 17,000 associates.

Source: http://press.iod.com/2012/06/29/new-guide-to-business-risk-published-better-skills-essential-to-deliver-growth-and-avoid-crises/?utm_source=rss&utm_medium=rss&utm_campaign=new-guide-to-business-risk-published-better-skills-essential-to-deliver-growth-and-avoid-crises

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Friday Funny: Video of Wedding Party Falling into the Lake

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Source: http://thegospelcoalition.org/blogs/trevinwax/2012/06/29/friday-funny-video-of-wedding-party-falling-into-the-lake/?utm_source=rss&utm_medium=rss&utm_campaign=friday-funny-video-of-wedding-party-falling-into-the-lake

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Friday, June 29, 2012

UrijahFaber: Been visualizing winning big July 21st in Calgary Canada #UFC149 thnks Jim 4 the session http://t.co/MtAOqW8p & @renatapeterson 4 dinner!

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Source: http://twitter.com/UrijahFaber/statuses/218578406864994307

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RES Releases FREE Baseline Desktop Analyzer in Windows Azure Marketplace

RES Software, the recognised leader in dynamic desktop solutions, today announced the publication of RES Baseline Desktop Analyzer in the Windows Azure Marketplace. RES Baseline Desktop Analyzer is a free, online service on Microsoft Corp.?s Windows Azure that allows IT architects and desktop administrators to quickly gain visibility into their desktop infrastructures through a rich analysis of user context and desktop usage. This availability will allow IT administrators to register for this RES Software service directly from the Windows Azure site.

The Windows Azure Marketplace serves as an online market for buying and selling finished SaaS applications and premium datasets. It helps connect companies seeking innovative cloud-based solutions with partners that have developed solutions that are ready to use. In order to be accepted onto the marketplace, Microsoft analyses and tests all offerings to ensure that they comply with Windows Azure?s security, billing, auditing, and authentication requirements. ?Administrators have the ability to discover, try and buy applications built on Windows Azure and purchase them via a single trusted source.?

?The Windows Azure marketplace is a great online resource for customers and partners to buy and sell finished Software as a Service (SaaS),? said Max Uritsky, Group Program Manager Windows Azure Marketplace, Microsoft Corp. ?We are excited to have RES Software offer RES Baseline Desktop Analyzer on the Windows Azure Marketplace and help connect customers seeking innovative cloud based solutions with this ready to use solution.?

RES Baseline Desktop Analyzer is a service based on Windows Azure that provides IT with a better understanding of what exists in their environment and what is really used, including applications, printers, data sources, hardware and more. This analysis goes above and beyond traditional static inventory services. The lightweight solution requires no agent or back-end configuration and is easy to deploy. RES Baseline Desktop Analyzer reports are analysed through scalable Windows Azure services, and equip organisations with the essential information to make critical decisions about their desktop modernisation initiatives, including application virtualisation (App-V), Windows 7 migrations, and desktop virtualisation.

?Microsoft?s inclusion of RES Baseline Desktop Analyzer in the Windows Azure Marketplace serves as an outstanding proof-point for the product?s critical capabilities for IT administrators,? said Gene Bonacci, RES Software Vice President Channels and Strategic Alliances. ?As organisations prepare to embrace and manage the hybrid workspace, RES Baseline Desktop Analyzer provides key materials to streamline the planning and deployment of IT projects that might otherwise disrupt operations regardless of user environment management and personalisation platforms.?

With the in-depth information provided by RES Baseline Desktop Analyzer, IT departments will be better equipped to make decisions on how to introduce new hardware, plan for virtualisation adoption and the deployment of operating systems and applications with minimal end user disruption. They can also quickly evaluate methods of improving IT efficiency, such as determining if they are over-spending on unused licenses or seeing how much and what types of data users are storing on Dropbox.?

RES Baseline Desktop Analyzer can be found in the Applications portion of the Windows Azure Marketplace, and it fully integrates with RES Workspace Manager, so organisations looking to move forward with desktop transformation projects can stream the data captured by the analysis into Workspace Manager.?

See RES Baseline Desktop Analyzer in action at Microsoft TechEd Europe this week at the RES Software booth, S10. ??

About RES Software

RES Software, the proven leader in dynamic desktop solutions, is helping IT organisations manage increasingly complex and hybridised technology environments with software that makes IT easier and less costly to manage. With technologies that automate, manage and secure corporate IT, RES Software helps IT professionals master the impacts of IT consumerisation, changing employee work styles, bring-your-own-device initiatives and cloud technologies. RES Software patented technologies are used by a global customer base, and include superior customer support. For more information, follow updates on Twitter @ressoftware and visit www.ressoftware.com.?

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Source: http://www.dabcc.com/article.aspx?id=20498

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Consumer Electronics ? Making Our Lives Comfortable - ECONTENTZ

The consumer electronic products are becoming popular as they offer some sophisticated features that are useful to us in our day to day lives. Some of the products not only entertain us but also make our work easier.

Electronic products have bought a lot of comfort and convenience in our lives. The electronic products popular these days include television, digital camera and accessories, DVD recorders, computers and other household electronics. With the changing technology, the world is also developing. Every now and then, there are new inventions and new products are being created. The field of consumer electronics is always going through some developments. More and more products are always coming up in the market. The demand for the latest gadgets is increasing day by day.

Consumer electronics has become such a major part of our lives that we cannot imagine life without these products. The technology is developing with a fast pace and this has resulted into rise of multitude of electronic products. At the same time, the consumers need be updated with the information on the latest devices and technologies so that they can get maximum benefits from them. The world of consumer electronics is rapidly growing and more and more gadgets are hitting the market.

Bringing a revolution in our lives, these electronic devices have made us dependent on them. Some of the popular electronic items include gaming consoles, mobile phones and music players. These high quality products are preferred by consumers worldwide as they are tools of entertainment as well as useful devices.

The popular brands like Sony, LG, Samsung and Philips are coming up with some of the best products. After every six months, one can see an upgraded model of these electronic devices. So, the user starts feeling that his product is outdated. Apart from using these products for everyday functions, these can be used for our interest and entertainment.

A popular means of entertainment as well as useful device is mobile phone. More than just communicating, these devices allow the user to use email, access the internet, take pictures and listen to music. Whether you wish to download songs from the internet or share files with friends, you can do it easily from your phone.

With the latest electronic products, one can carry out various tasks easily and comfortably. Browse through the online websites and find multitude of consumer electronics with lots of brands. The trend of comparison shopping is becoming popular. Comparing products based on their features is becoming easier. Buying electronic gadgets online gives you an opportunity to find a great variety of products online under one roof. One can easily find their specifications or search for a product recently launched in the market. Research as much as possible and take your time to compare products and prices. You do not have to spend your time going all the way to a store.

Electronic gadgets like digital camera and accessories are lightweight and compact and let us capture our special memories. The fast developing world is rapidly changing technology and lifestyles. The demand for latest electronic devices has increased tremendously. The latest brands are offering various entertainment and communication gadgets for the consumers.

Review a wide selection of products and find special offers and discounts with the best deals. Take advantage of the benefits offered online.

Consumer Electronics - Making Our Lives Comfortable

Jacob Marshal, an author who writes on different verticals such as electronics, finance, insurance, music, books, computers etc for Rupiz Compare and appeal to visit the site to get information about LCD TV [http://www.rupizcompare.co.uk/electronics/flat-panel-televisions.aspx] and GPS Accessories.

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Source: http://www.econtentz.com/contents/shopping-and-product-reviews/electronics/consumer-electronics-making-our-lives-comfortable/

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Thursday, June 28, 2012

Eight Pakistani soldiers killed in Khyber blast

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BofA Hires 30 Small Business Bankers - Zacks.com

As a part of it?s previously announced plan to appoint more than 1,000 small business bankers across the country by mid-2012, Bank of America Corporation (BAC - Analyst Report) announced the recruitment of 30 such bankers in Washington. Of these, 10 bankers were employed in the Seattle metro area.

BofA?s decision to hire small business bankers throughout the country stems from the fact that small businesses were facing difficulties in obtaining expertise on how to run operations and maintain finances. Hence, during early 2010, the company announced its plan to hire a wide number of such bankers.

According to the U.S. Small Business Administration (SBA), in Washington there are approximately 532,160 small businesses. These businesses account for more than 97% of all employers and employ over 50% of the private-sector workforce.

The owners of small businesses often face unique and complex financial demands. To understand the unique needs of these small business owners, customized guidance and constant attention of small business bankers are very much needed. Therefore, BofA is hiring these specialized bankers to tap the huge demand for personalized help in the region.

Through BofA?s small business bankers, small business owners will be able to access local expertise and a dedicated resource that properly understands its exclusive needs. Small business bankers will evaluate the business owners? credit, deposits, payroll and cash management needs besides providing proper guidance. This, in turn, will enable these businesses to manage finances in a better way and work more efficiently.

According to BofA, small businesses are critical to the development of the economy as a whole. In spite of their significant contribution to the economy, these do not have access to better banking facilities. Therefore, the company took such an initiative to sort out the problems faced by these and provide the owners with assistance to smoothly conduct their business operations.

In its efforts, BofA has been constantly pursuing active lending to small-scale firms. In the first quarter of 2012, the company extended approximately $106 million in credit to small businesses across Washington.

Moreover, BofA has been actively contributing to the Community Development Financial Institutions (CDFI) program by providing $200 million worth of finance to small businesses, which do not qualify for conventional loans. The CDFI program was initiated in 2010 to help some 9000 odd small businesses and maintain around 14,000 jobs.

Much like BofA, JPMorgan Chase & Co. (JPM - Analyst Report) is trying to accelerate the economic recovery by lending to small businesses. In the first quarter, it provided credit of more than $4 billion to small businesses and offered loan and raised capital of more than $445 billion for its commercial and consumer clients.

Currently, BofA retains a Zacks #3 Rank, which translates into a short-term Hold rating. Considering the fundamentals, we also maintain our long-term ?Neutral? recommendation on the stock.
?

Read the full analyst report on JPM

Read the full analyst report on BAC

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Hemorrhoid Cure

One type of hemorrhoid cure that is very popular comes in the form of suppositories which are inserted inside the rectum for the purposes of delivering moisture to the hemorrhoid and creating a lubricating effect once the next rectal pressure comes. The aim is to ensure the hemorrhoid heals without rupturing again. For some it works well, for others not so much, but it is worth trying. Even if you?ve exhausted traditional hemorrhoid treatments, you still have options such as cryotherapy or surgery. It all depends on the individual case and what you can tolerate. In my personal experience, it?s best to first try the safer options before going to the extreme measures.

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Wednesday, June 27, 2012

Sunset League Baseball | Newport Sports & Recreation Events on ...

Considered one of the oldest ballparks in the U.S., Cardines Field is a popular complex in the heart of Newport. It is the home of the Newport Gulls baseball team.

Formerly known as "the basin," it was used in the 1800s as a source of water for steam locomotives. In 1908, a small group of railroad employees cleared the space for a baseball diamond. In 1936, the city purchased the field. In the 80's, it was at risk of being torn down to make way for a parking lot. But it is now well-maintained, in part thanks to the "Friends of Cardines Foundation" and the work of the Newport Recreation Department. Cardines field underwent renovations in 2002.

Many baseball greats are said to have played there. Rumor has it that Babe Ruth even graced the stadium.

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Hispanics looking for November gains in US House

WASHINGTON (AP) ? Jose Hernandez worked in farm fields with his Mexican-immigrant parents before becoming an astronaut. Iraq War veteran Julius Melendez is the third generation of his Puerto Rican family to serve in the military. And Tony Cardenas, the youngest of 11 children of immigrant farmers from Jalisco, Mexico, has served in the California Assembly and on the Los Angeles City Council.

Next year, all of them could be coming to Congress.

The 2012 election is shaping up as a big one in the House for Hispanics. There are currently 29 in the House ? including a Pacific islands delegate and Puerto Rico's resident commissioner ? according to the Congressional Research Service. That number is virtually guaranteed to increase by at least three or four seats because of once-a-decade redistricting that's created new Hispanic-majority districts in California and Texas. On top of that, Hispanics could win more seats in New Mexico, Arizona, Nevada and Florida.

"It's a watershed election for the Latino community," said Rep. Raul Grivalja, D-Ariz. "Our ability to influence decisions is evident and present and our ability to motivate voters is critical."

Hispanics are the fastest-growing group in the United States, increasing in population by more than 15 million between 2000 and 2010, according to U.S. Census data. They make up more than 16 percent of the U.S. population, far more than their share of roughly 5 percent of the seats in the House.

In comparison, there are 44 blacks in the House, including two delegates, according to the CRS, a record number. Blacks comprise roughly 10 percent of the House, compared to about 12 percent of the U.S. population. There are 10 Asian-Americans in the House, according to the CRS, including two delegates, roughly 2 percent of the chamber compared to roughly 5 percent of the U.S. population.

Both parties say Hispanic candidates are pivotal in this year's race for control of the House.

Democrats, who need a net gain of 25 seats to take a majority, say Hispanic candidates could make up a fifth or more of that margin. Republicans, challenging in fewer districts because of their large current majority, have recruited strong Hispanic candidates for a handful of districts seen as opportunities to snatch Democratic seats.

The competition for Hispanic votes in congressional races ? whatever the backgrounds of the candidates they're voting for ? mirrors the presidential contest. While Hispanics as a group have historically favored Democrats, Republican Mitt Romney has indicated he will compete vigorously with President Barack Obama for their support.

Democrats say maximizing Hispanic turnout is a key to electoral success. Republicans, in turn, say chipping away at Democrats' margins with the group is crucial.

Obama injected fresh energy into the competition when he announced he was easing enforcement of immigration laws for hundreds of thousands of younger illegal immigrants and offering them a chance to stay in the U.S. and work. That is expected to motivate more Hispanic voters to turn out for Democrats in November.

California is expected to be the center of Hispanic increases in Congress. Democrats are running two Hispanic candidates likely to win in the fall: Cardenas, a Los Angeles City councilman, and Juan Vargas, a state senator and son of Mexican immigrants. Republican David Valadao, a state assemblyman and son of Portuguese immigrants, is likely to win a GOP-leaning district.

In competitive seats in California, both parties are running Hispanic candidates against incumbents who are not.

Hernandez, the former astronaut, is a Democrat challenging first-term GOP Rep. Jeff Denham in the newly drawn 10th Congressional District. As a child Hernandez helped his parents in the field and went on to study engineering in college. He makes his roots a big part of his appeal to voters, telling the story of how he watched the Apollo 17 launch on TV and his father laid out how he could become an astronaut himself.

"I was able to rise from the fields of California and touch the sky on the space shuttle Discovery as an astronaut," he said when he announced his campaign last October.

Democrats also have high hopes for Raul Ruiz, a medical doctor who grew up in a trailer with his Mexican farmworker parents and has received three graduate degrees from Harvard. Ruiz is running against GOP Rep. Mary Bono Mack, who has been in Congress since 1998. Democrats say the seat will be competitive this fall.

For the GOP, a prominent Hispanic candidate, Abel Maldonado, California's former lieutenant governor, is one of its best chances to pick off an incumbent. Maldonado is running against endangered Democratic Rep. Lois Capps, who has seen her district turn more conservative with redistricting. Maldonado's campaign ads highlight his background ? his parents are Mexican immigrant farmers who eventually built their own farming business ? and show him standing in a strawberry field and talking about what he learned from his father.

In one ad, as the camera pans over California farmland, Maldonado says: "It's time to teach Washington the lessons we've learned growing up."

Hispanic candidates are figuring prominently in other states where the Hispanic population has grown quickly.

In New Mexico, Michelle Lujan Grisham is favored to take the state's 1st Congressional District, after Rep. Martin Heinrich decided to run for the Senate. In Nevada, State Assembly Speaker John Oceguera is taking on GOP Rep. Joe Heck in one of the Democrats' top targeted races. If she wins a crowded primary for Arizona's new 9th Congressional District, Leah Campos Schandlbauer, a former CIA agent, could give Republicans a prominent Hispanic on the ballot in what's likely to be a fiercely contested race.

In Florida, which has an August primary, Democrats have two Hispanic candidates ? businesswoman Gloria Romero Roses, who was born in Colombia, and lawyer Joe Garcia, a Cuban-American ? in the race to take on Republican Rep. David Rivera, a Cuban-American whom Democrats see as vulnerable. Republicans have two prominent Puerto Rican candidates vying to take on former Rep. Alan Grayson in Florida's Orlando-area 9th Congressional District: John "Q'' Quinones, a county commissioner and former state representative, and Melendez, the Iraq War veteran and a member of the local school board. Both are appealing to the district's sizable Hispanic population.

There has been one big disappointment for Hispanic growth in the House in 2012: Texas. It was poised to have the most new Hispanic members, with the state adding four new seats in 2012 thanks to large Hispanic growth. But at most two of the new seats will be represented by Hispanic lawmakers. The state is also losing two long-time Hispanic lawmakers, Rep. Charlie Gonzalez, who is retiring, and Rep. Silvestre Reyes, who lost a primary to a non-Hispanic opponent, though Gonzalez is likely to be replaced by Joaquin Castro, a state lawmaker, Harvard Law graduate and second-generation Mexican-American.

Gonzalez, the chairman of the House Hispanic Caucus, said he still believes Hispanic influence is on the rise in the House, and he noted more Hispanic candidates running in competitive districts in 2012.

"Our power will only increase as time goes on," said Gonzalez. "Because of demographics, as goes the future of the Latino family, so goes the future of the United States."

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Senate leaders say they have student loan deal

WASHINGTON (AP) ? The Senate's top Democrat and Republican said Tuesday that they've reached a deal that would prevent interest rates on college loans from doubling beginning this weekend for millions of students. But House Speaker John Boehner, R-Ohio, has yet to decide whether the pact will be acceptable to his Republican-run chamber.

The agreement, if approved by Congress, would spell an end to one of this election-season's higher profile conflicts between President Barack Obama and congressional Republicans. Even so, the battle has been a bitter one, with Republicans accusing the White House of dragging out the fight to score political points and Democrats accusing the GOP of blocking action on the issue.

"The president's been largely uninvolved in that, but Senator Reid and I have an understanding that we think will be acceptable to the House," Senate Minority Leader Mitch McConnell, R-Ky., told reporters.

"We basically have the student loan issue worked out," Senate Majority Leader Harry Reid, D-Nev., said separately.

Under the agreement, interest rates for new subsidized Stafford loans would remain at 3.4 percent through next June 30.

Without congressional action, interest rates on the loans would double to 6.8 percent for new loans beginning July 1, this Sunday, for 7.4 million students the government estimates would get such loans over the next year.

That increase, should it occur, would not affect loans currently held by students. The higher rate would cost the average student an extra $1,000 over the life of the loan, which typically takes more than a decade to repay.

White House press secretary Jay Carney issued a statement expressing support for the agreement, adding, "We hope that Congress will complete the legislative process and send a bill to the president as soon as possible."

About $5 billion of the measure's $6 billion cost would come from Democratic pension-related proposals, including a change in how companies compute the money they must set aside to fund their pensions. The change would make their contributions more consistent year to year and in effect lower them ? which business desires ? and result in fewer corporate tax deductions for those payments.

In addition, fees that companies pay to have their pensions insured by the quasi-government Pension Benefit Guaranty Corp. would rise to reflect increases in inflation.

The remaining funds would come from a GOP plan to limit federal subsidies for Stafford loans for undergraduates to six years. Currently, the government charges no interest while students are still in school, even if it takes them longer than six years to graduate.

The financing was described by Senate Democratic and GOP aides who spoke on condition of anonymity to discuss details of the emerging agreement.

Asked if Boehner would sign off on the agreement, spokesman Michael Steel said, "We'll take a look."

The pension money was also being discussed as way to finance an extension of federal transportation programs, which expire this weekend. Leaders were hoping agreement on both bills could be approved before Congress leaves town for its July 4 break at week's end.

Obama spent part of this spring traveling to college campuses to underscore his effort to prevent the interest rates from rising. In so doing, he was appealing to student-age voters who supported him strongly in the 2008 presidential election.

Hoping to pre-empt Obama from using student loans as an issue this fall, GOP presidential challenger Mitt Romney said in April that he supported extending the lower loan rates. Congressional GOP leaders said they supported an extension as well, though some rank-and-file Republicans still oppose the idea, arguing it is too expensive and that financial markets should set the lending rates.

In recent weeks, the disagreement was over how to pay for the extension.

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Tuesday, June 26, 2012

Romney: States have right to secure their borders

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Iran Celebrates the Death of Stuxnet

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100 missing: Ugandan village digs through mudslide

An arial view of the scene of the landslide of the Bududa about 250kms east of Uganda capital Kampala, Tuesday, June 26, 2012. Massive landslides induced by torrential rains destroyed three villages in the mountainous district of Bududa in eastern Uganda Monday, killing scores of people but possibly hundreds, officials said. (AP Photo / Stephen Wandera)

An arial view of the scene of the landslide of the Bududa about 250kms east of Uganda capital Kampala, Tuesday, June 26, 2012. Massive landslides induced by torrential rains destroyed three villages in the mountainous district of Bududa in eastern Uganda Monday, killing scores of people but possibly hundreds, officials said. (AP Photo / Stephen Wandera)

A man holding a bible cries out for God's mercy at the landslide in Bududa, about 250km east of Uganda capital Kampala, Tuesday, June 26, 2012. Massive landslides induced by torrential rains destroyed three villages in the mountainous district of Bududa in eastern Uganda Monday, killing scores of people but possibly hundreds, officials said. (AP Photo / Stephen Wandera)

A boy at the scene of the the landslide of Bududa about 250km east of Uganda capital Kampala, Tuesday, June 26, 2012. Massive landslides induced by torrential rains destroyed three villages in the mountainous district of Bududa in eastern Uganda Monday, killing scores of people but possibly hundreds, officials said. (AP Photo / Stephen Wandera)

Volunteers search for bodies at the scene of the landslide of Bududa about 250km east of Uganda capital Kampala, Tuesday, June 26, 2012. Massive landslides induced by torrential rains destroyed three villages in the mountainous district of Bududa in eastern Uganda Monday, killing scores of people but possibly hundreds, officials said. (AP Photo / Stephen Wandera)

Volunteers search for bodies after the landslide in Bududa about 250kms east of Uganda capital Kampala Tuesday June 26, 2012. Massive landslides induced by torrential rains destroyed three villages in the mountainous district of Bududa in eastern Uganda Monday, killing scores of people officials said. (AP Photo / Stephen Wandera)

(AP) ? Rescue workers equipped only with hand-held tools gave up their search Tuesday and waited for bulldozers to arrive to help find some 100 people who residents said were missing after landslides struck Uganda's mountainous east.

Residents who survived the natural disaster stared at the quickly hardening red sludge the day after massive landslides hit the eastern district of Bududa. A government official called the region a "death trap" and said the government would move out residents.

Government officials have not released a death toll, but the Uganda Red Cross said it has confirmed 18 deaths. But some villagers in a place called Bunamulembwa, one of the villages swept by massive landslides in the eastern district of Bududa, said close to 100 people ? mostly children? were missing.

"It is feared the landslides and floods buried about 29 homes with about 30 people," Stephen Mallinga, Uganda's minister for relief and disaster preparedness, said in a statement Tuesday. "We cannot as of now establish the exact number of homes and people buried."

Workers and volunteers who dug at the mud with machetes and hoes said the job was frustrating.

"The mud is just too deep," said Hannington Serugga, a rescue worker with an aid group called Samaritan Emergency Volunteers' Organization. "We have tried our level best (to retrieve bodies) and we have failed. This really is a challenge."

Michael Solo, a man who said he lost his four children in the landslides, pointed to the spot where he suspected they were buried. He said his house was one of 17 buried in the neighborhood.

"I used to love this place," Solo said. "But now I want to go. I just want to go."

Villager Alice Bunyolo said her brother had lost his wife and two children.

"My brother, I feel bad for my brother," she said.

Another man who said he lost his entire family cried as he gazed to the sky, offering his dirty handkerchief and praying for a miracle.

Landslides have struck this rugged part of eastern Uganda at least once each year since March 2010, when rain-induced landslides killed about 100 people and destroyed everything from a church to the village market.

Sometimes the landslides are minor, killing a few livestock and injuring a few people. But at times they bury whole villages alive.

Bunyolo told the story of a young man who was out cutting grass for his cow when he heard a strange sound and saw the ground moving. The man ran east, and after the landslide the western part of what had been a green hill was covered in mud, homes buried.

Musa Ecweru, a junior minister for disaster preparedness, was mobbed by villagers after he arrived in Bunamulembwa with no bulldozers. Villagers asked him what the government was going to do to help them. He said bulldozers were coming but was not sure when they would arrive.

"The local tools cannot manage," Ecweru said. "We can't act on emotions. We can only do what's possible."

Officials say the threat from landslides is not over and that 400,000 people living on the edges of Uganda's Mount Elgon are likely to be displaced by torrential rains. For years the government has failed to persuade villagers to move to safer places; local activists say it would be a cultural disaster if the people left their ancestral homes.

Ecweru said the government would now forcibly evict those villagers deemed most vulnerable to landslides.

He described the place as a "death trap," saying disaster would happen again.

Associated Press

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Monday, June 25, 2012

'Fifty Shades Of Grey' Fans Can't Wait For Elevator Scene

'It's pretty much my favorite part,' one 'Fifty Shades' reader tells MTV News of planned movie.
By Josh Wigler, with reporting by Uptin Saiidi


"Fifty Shades of Grey" book cover
Photo:

NEW YORK, NY — Perhaps it's too hot for even an R rating, but regardless of an MPAA ruling, this much is clear: A "Fifty Shades of Grey" movie is inevitable. Fans are chomping down on their leather belts of choice in anticipation of the live-action take on Christian Grey and Anastasia Steele — indeed, the dream casting calls are already pouring out with no signs of slowing.

With so many iconic scenes already in the making, it's almost impossible to ask fans to pick only one that they're most excited to see— but for some "Fifty Shades" readers, the decision is a no-painer.

"The scene I would like to see the most on the big screen is the elevator scene," fan Sean Barnett told MTV News during a "Fifty Shades of Grey" signing at Barnes & Noble in New York's Union Square last month. Fellow fan Morgan Nazarzideh had to agree: "When the movie comes out, I'm waiting for the elevator scene to happen. It's pretty much my favorite part."

They weren't alone in their requests for a raunchy elevator scene, but that wasn't the only moment fans are pining for. In fact, "Fifty Shades" readers Christina Regalbuto and Jennifer Lubrano are already looking toward the potential sequel, "Fifty Shades Darker," to see how steamy Christian and Ana's relationship can get.

"The scene I'm excited to see is from the second book, when she finally gets to touch him for the first time," said Regalbuto, referring to the long-awaited moment in E.L. James' second "Fifty Shades" novel. Stemming from that, Lubrano added: "Also from the second book, when he proposes to her. That's a big, dramatic scene."

Fan Manuel Lemus said that, in the end, there are simply too many coveted moments from "Fifty Shades of Grey" to pick only one most-anticipated movie moment.

"I'm excited to see everything, to be honest with you," he said. "I really enjoyed reading this book. I'm excited. I can't wait [for the movie]."

Which "Fifty Shades" scenes are you most looking forward to seeing? Weigh in with your thoughts in the comments section below!

For young Hollywood news, fashion and "Twilight" updates around the clock, visit HollywoodCrush.MTV.com.

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Kofi Annan Can Save Syria

To date, there has been nothing similar to the Contact Group plan that was hammered out in the summer of 1994 by representatives from Britain, France, Germany, Russia, and the United States, and implemented the following year in Dayton, Ohio, after months of on-the-scene diplomacy. In Syria, the only diplomatic process is in the hands of the courageous, if beleaguered, former U.N. Secretary-General Kofi Annan, who has understood?better than many analysts of this latest international outrage?that any lasting political settlement must not be a triumph of one side or the other.

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Sunday, June 24, 2012

Tropical Storm Debby threatens Louisiana, Texas

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bathroom fixtures in Bergen County - Shower in Style with Bathroom ...











When you go shopping for bathroom fixtures in Bergen county NJ, you want fixtures that speak the language of style. Stunning showerheads, fascinating faucets, glamorous accessories to make your bath experience truly unbelievable, there is simply no end to choices for bathroom fixtures. That is what makes it quite difficult to shop for the perfect bathroom fixtures in Bergen County in NJ. You need to find something that goes well with your bathroom's tiles and color etc. at the same time; you need accessories with efficient functionality and not just look. Lastly, you need products that are truly worth the money you spend. So before you set out to spend your money on bathroom fixtures in Bergen County, think wisely and make an informed choice about what suits you best.

Stunning Bathroom Fixtures in Bergen County for a Truly Refreshing Bath

A bathroom is a very significant and intimate part of your home. On those lazy mornings when you barely manage to drag yourself out of bed, a refreshingly inviting bathroom can act as a great mood stimulant. There are few things in life that feel as great as an uplifting and revitalizing bath experience. This experience is made even better with the right bathroom fixtures in Bergen County. So what do you look for in your bathroom fixtures? Simple, a shower that's not stingy with water, a faucet that's easy to operate, sensitive controls and aesthetic appeal. You may have come across showers that begin to get clogged and give you an uneven flow of water. It takes precision and impeccable design to give you the right flow of water at the right angle and right pressure. Similarly, faucets that can run and stop at a gentle touch and don't splatter water all over the place are a rare delight. Towel racks, bath tubs, shelves and spray heads, all need to be selected carefully. Make sure you shop are the right places and examine the fittings properly before buying your bathroom fixtures in Bergen county NJ.

Price Not a Factor While Buying Bathroom Fixtures in Bergen County NJ

When it comes to buying bathroom fixtures in Bergen County, there are two things to remember. One, expensive is not always better and two, if it's truly good, don't hesitate to pay up. While we mostly tend to turn to reputed brands for buying bathroom fixtures, these are often too expensive just for their name. You are very likely to find something just as good for a much lesser price if you look hard enough. At the same time, if you do come across a product that you truly love, or one that comes with a great life expectancy and a reliable, it is worth the slightly extra price. Consider all factors and make a wise decision when buying bathroom fixtures in Bergen County.

Find the best bathroom fixtures in Bergen County with breathtaking designs, reliable quality and fabulous prices. Visit ramapowholesalers.com for more information.

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Uttoxeter Food & Drink Festival | This is Staffordshire

This weekend, Uttoxeter's iconic racecourse played host to a food & drink festival, featuring the very best in food & drink and local produce.

In addition, the event also had a number of appearences from several local heroes and culinary artisans. ??

  1. Uttoxeter Racecourse

  2. New Farm catering and cookery school

  3. Its not a party without a hogroast

The weather was fairly blustery, but the sun made occasional appearences from behind the rainy clouds, illumiating the pristine surroundings in a vision of summer.

The festival took place in the race courses two main halls, as well as outside along the tracks, where a beer tent had been erected.?

From cheese to real ales, fudge to fresh fish, the festival was stock full of free tasters and discounted produce.?

Among the various stalls, was the New Farm Catering and Cookery School.

I was able to talk to founder Chris Scarratt and three of his proteges. "I was raised on a farm, rearing animals and livestock," says Chris.

"Later on, I moved to Switzerland, where I learned to be a patissier."

Since then, Chris set up New Farm, that not only teaches cooking?but also event management, giving students real life experience in event catering.?

To lend a hand at the event was apprentice Sophie Jackson, who said New Farm had provided her with the "indispensable skills and experience that university just couldn't provide".?

Patissier Ben Cann, on the other hand, just loves what he does.

The benefits of his apprenticeship at New Farm is learning new skills and different styles of cooking. "Chris speciailises in teaching method, not recipe," Ben says, "It allows you to grow creatively whilst still having the flexibility to perform advanced cookery skills."

"We have catered for a number of events", says Chris, "some of which have been big celebrities".

When asked on which celebrities, Chris was not at liberty to say, "but lets just say there may have been some royal guests in attendance".?

Meanwhile, in the real ale tent, a hog roast was taking place courtesy of Aston Marina.

Head Butcher, Nick Griffin was at hand, "nothing says party like a hog roast", he laughs.

The pig had started cooking as early as 2.15am and was ready to eat at about 9.30, just before guests started arriving at the racehorse.

"A pig this size, can provide 200 portions," says Nick, "and we serve big portions". ?

Titanic Brewery was also at hand, serving a range of its best ales, as well as Lymestone Brewery from Stone.?

Head brewer Ian Bradford was present, "we started 4 years ago, we use the finest ingredients and have years of brewing skill, and really take pride in our work."?

Lymestone were serving a number of ales throughout the day, from their lighter stonecutter to their slightly stronger stonefaced.?

The vistitors in attendance were in good spirits, June Whitfield from Uttoxeter said, "I've had enough free samples to keep me fed for a week!".?

Bernard Fulme from Leek couldn't get enough of the beer, "I should probably call it a day on the alcohol and try the cheeses," he laughed.?

Though there weren't as many people in attendance as there probably could have been in regards to all the fine produce on offer, the festibal had enough food and drink to impress any ****ossieur of cuisine. ?

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Saturday, June 23, 2012

low auto insurance . 5 Keys To Negotiating Your Car Accident Claims

1:01 AM By Article Directory

'; div.innerHTML = summary; } //]]> low auto insurance . 5 Keys To Negotiating Your Car Accident Claims low auto insurance . 5 Keys To Negotiating Your Car Accident Claims

Article by Chapparo Overton

low auto insurance . 5 Keys To Negotiating Your Car Accident Claims - Insurance

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Most office staff comprehend it remote island challenging near cover their table shipwreck twisted claims.The key benefit island that an are purchase below a tough plus capable negotiator; the automotive claims adjuster.In spite of this, a person might but still surge your online hurt settlements with really pursuing 5 fool settlement tactics.The primary mark you need in the direction of be all you need is.1.Determine Your Minimum Car Accident Injury Settlement Before a single rotate negotiating underneath the vehicle cover adjuster, want only what remote island the the very least heading off offer you're inclined in the direction of acknowledge to.This remote island something you have to withhold in the direction of yourself and also remark stroll around in the wheel security adjuster.Anytime 1 resolve underneath someone, you intend in direction of figure out what tropical isle your floor thread figure.By already consuming a minimal amount, the adjuster won't continue to be qualified on the way to bully or menace an into a "take it or leave it" choice.Having a bare minimum pattern will prevent a particular very well making a fast maximum decision that one particular might look depressed estimated at later.

Bear according to mind, a second set of doesn't spell a particular have to only payback with your smallest heading off amount.In invest in to void using a vulnerable rim hurt twisted retirement one should.2.Never Accept the First Auto Accident Settlement Offer Car security adjusters stay surviving perceived on the way to give in their the bare minimum rim spoil settlement source first.The adjusters blatantly show a single a vulnerable settlement resource in the direction of enjoy how one react.They want in the direction of watch a) Do a completely realize how unknown your take hurt swear tropical island worth? b) How awkward plus scared continue to be a person in opposition to repay it your affirm extremely quickly? The very first deliver island hardly ever the last offer.It destination extremely just an take on throughout the coverage organizations when it comes to dedicate you as new as possible.And breeze the remainder of people are comment cautious of these settlement practices, absolute majority staff members regretably allowed the weakened preliminary offer.Not realizing that there was more money at this point forgotten in direction of sweat under .

When you're skilled an give by way of the safeguards company, get yourself the pursuing question: Is alternative heading off give unreasonably low? If 1 believe that that the steering wheel wreck retirement living offer tropical isle unreasonably low, an individual ought to .3.Demand an rationale for the Low Settlement When an individual are talented an extremely inadequate automotive smash claims settlement, the car insurance adjuster area evaluating how mounted one particular keep in opposition to settle a superior settlement.During these moments, just one ought to ask the claims adjuster in direction of examine their underlying factors about such a fragile settlement.Make positive a single carry around notes of almost everything of these points.You will don these notes in direction of validate each idea and once which you'll put in writing awaken a response letter.In the match the adjuster required some intelligent points that you overlooked, later just one should sparingly lower your claim.For example, actually the adjuster sharp a traffic intrusion that forced your even more towards blame a sign the automotive accident.This would bread toasted one particular more well-performing connected with the shipwreck furthermore justifiably help reduce your fantastic retirement living amount.

However, if the adjuster's cause offers scuff that makes just one farther trustworthy a measure of the controls accident, eventually this isle purely a bluff.You needs to dog pen a respond letter where a cure each guideline that the adjuster upright enforced as sense rational or invalid.At the wind turbine of the letter, request regarding a small retirement or restate your unique demand.Once you carry out sent the reply letter, be reluctant a measure of the adjuster closer to render their vainness things right until correction your fantastic demand.When 1 keep shift your quintessential demand, it tropical isle vital that you.4.Gradually Lower Your Settlement At a selection of things across the negotiations one particular will bear to reduce your whimsical retirement demand in select closer to progress.A advisable alter toward decrease one heading off region with 10%-20%.This tropical isle a warm fluctuate because a) It's not significantly decrease than your fancyful obligation b) It's significant ample to produce a particular remain ready towards negotiate Since the adjuster will return to when it comes to decrease just one settlement, it really is maximum closer to restrict your requirement using adolescent increments.

This protects an in addition to helps move the negotiations forward.The greatest characteristic an individual desire toward have an understanding of area that 1 shouldn't.5.Do Not Keep Reducing Your Settlement Demand As one particular work tirelessly in opposition to work out your rim smash claims, the adjuster will endeavor near lean your very first demand.Negotiations single slimmer if both parties stay set toward budge away their first demands.However, at one time one particular first modestly greatly reduce claim, a particular should pause with the claims adjuster when it comes to furnish a single a reasonably huge give as well.You ought to infrequently help reduce your wheel spoil claim rear until eventually the adjuster increases their elaborate offer.If just one withhold cutting your tyre break believe without profitable a best offer, your maintain will audio weak.This makes it effect want your plainly guessing additionally not known of how lots of your claim tropical isle worth.

The proper protection adjuster will hold back demanding your maintain moment most certainly until finally 1 deliver up in addition to encouraged a weakly settlement.

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Manufacturers have jobs but say they can't find skilled workers even during high unemployment


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SOUTH BEND, Ind. ? Manufacturing companies are having trouble filling jobs even during this time of high unemployment.

Companies say they have to pay to train workers because not enough prospective employees are getting the skills they need from schools in Indiana. Aircraft parts and maintenance provider AAR Corp. in Indianapolis has started its own program to train sheet metal workers.

Indiana Manufacturers Association Vice President Brian Burton says it's a common problem. Businesses say the skills in shortest supply include tool and die workers, welders, robot technicians, mechanics and sheet metal workers.

Part of the problem is the changing face of the industry. The days of dirty factories with low-skilled workers have given way to companies that need employees with math skills and the ability to use technology and high-end electronics.

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